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Telephone Banker
(423) 798-9700

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Business Banking

  SMALL BUSINESS

  Less than 300 total items per month (checks, deposits, and items deposited)

  • $100.00 to open
  • $5.00 monthly maintenance fee
  • Unlimited check writing

  COMMERCIAL BUSINESS *

  • $100.00 to open
  • $10.00 monthly maintenance fee
  • Statements on CDRom
  • Unlimited check writing

  NON-PROFIT/GOVERNMENT

  • $100.00 to open
  • No monthly service
  • Unlimited check writing
  • Interest paid monthly on minimum daily balance of $1,000.00

  BUSINESS INTEREST ACCOUNT (Sole Proprietors)

  • $100.00 to open
  • $5.00 monthly maintenance fee if balance falls below $500.00 during the month
  • Interest paid monthly on minimum daily balance of $1,000.00

  BUSINESS PRESERVATION ACCOUNT (MMA)

  • $2,500.00 to open
  • Up to six transactions per month with no more than three of the six to third parties
  • $5.00 fee per excessive transaction
  • Unlimited withdrawals over the counter
  • Tiered interest rates
  • Interest paid monthly on a minimum daily balance of $2,500.00

Sweep Accounts available

*High volume Business Accounts may be subject to Account Analysis.


Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling.  The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this act.   As defined in the regulation, unlawful internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made."  As a customer of Heritage Community Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us.



P.O. Box 428, Greeneville, TN 37744    (423) 636-5000
Report lost/stolen debit card:
(800) 500-1044
Heritage Community Bank is an equal housing opportunity lender    Heritage Community Bank is a member of FDIC