Personal Banking

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Heritage Community Bank is a full service bank offering a variety of deposit accounts for all your banking needs. Our commitment to convenience and superior customer service makes our products unmatchable. Besides offering checking, money market, savings, CD and IRA accounts, we also provide the MasterCard® Debit Card, Internet Banking, direct deposit, and electronic statements.

At Heritage Community Bank, we are committed to making your banking experience simpler and more convenient. That's why we offer such a wide range of checking options. No matter which product or option you choose, Heritage Community Bank offers you more conveniences and services that allow you to stay in touch with your money.

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Checking Accounts

Cornerstone Banking

  • $100 minimum to open
  • Unlimited check writing
  • No minimum balance to maintain
  • No fee for online Banking with Bill Pay
  • No fee for Mobile Banking Mobile Deposit
  • Up to $12 in foreign bank ATM fees refunded per statement cycle on qualifying accounts

Heritage Account - Individual

  • $100.00 to open
  • Interest paid monthly on minimum daily balance of $1,000.00
  • The monthly service fee of $8.00 is waived if the daily balance is $500.00 or more or if you are a senior citizen (62 years or older)
  • Unlimited check writing
  • ATM/Debit Card
  • Online Banking with Bill Pay

Keystone Account - Individual

  • $100.00 to open
  • ATM/Debit Card
  • Non-interest bearing
  • No monthly service charge
  • Unlimited check writing
  • Online Banking with Bill Pay

Prestige Account - Individual

  • $5,000.00 to open
  • Interest paid monthly on minimum daily balance of $5,000.00
  • ATM/Debit Card
  • Unlimited check writing
  • Online Banking with Bill Pay
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Preservation Account - Money Market Account

  • $2,500.00 to open
  • Up to six transactions per month, $5.00 fee per excessive transaction
  • Unlimited withdrawals at the teller window
  • Interest paid monthly on minimum daily balance of $2,500.00
  • Tiered interest rates
  • Online Banking

Liberty Account - Money Market Account

  • $1,000.00 to open
  • Interest paid monthly on minimum daily balance of $1,000.00
  • Up to six transactions per month, $5.00 fee per excessive transaction
  • Unliimited withdrawals at the teller window
  • Online Banking

Direct Deposit Account - SSA - SSI - VA Benefits only

  • $10.00 to open
  • No checks
  • No ATM/Debit Card
  • Limit one withdrawal per month, $3.00 fee for each additional withdrawal
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Savings Accounts

Heirloom Account

  • $100.00 to open
  • Allows 6 transactions per month
  • $3.00 fee per additional transaction
  • Interest accrues daily and pays quarterly on minimum daily balance of $100.00
  • Statement mailed without images
  • ATM/Debit Card

Trailblazer Account (17 years and younger)

  • No minimum opening deposit
  • No ATM/Debit Card
  • Allows 6 transactions per month
  • $3.00 fee per additional transaction
  • Interest accrues daily and pays quarterly on minimum daily balance of $100.00
  • Statement mailed without images
  • Unlimited withdrawals at teller window

Certificates of Deposit

  • Heritage Community Bank CDs offer you flexibility with terms of up to three years
  • Minimum of $1,000.00 to open
  • Earns interest at a rate established by the bank

Fixed Rate IRA Account

  • The fixed rate IRA is available for conservative investors and those who want a maximum rate of return
  • Minimum of $100.00 to open
  • Earns interest at a rate estblished by the bank
  • TDOA accounts available

Contact Us

Heritage Community Bank
PO Box 428
Greeneville, TN 37744
Phone: (423) 636-5000
Lost/Stolen Card: (800) 500-1044

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